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DIY(Do IT YourSelf)
Frequently Asked Questions(FAQ)
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WHAT DOES PHOENNIX SOLUTIONS LLC DO FOR MY CREDIT EXACTLY ?In its simplest explanation, we act on your behalf to restore your credit profile for up to 6 months. We clean and restore your credit by evaluating your overall profile, then we dispute all negative items. Creditors want to see; "A clean and strong credit profile, which will increase your overall APPROVALS!
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HOW LONG DOES IT TAKE FOR A FULL CREDIT REPAIR ?It depends on all what needs to be disputed, some can be completed in as quick as 90-120 days some profiles can take up to the full 180 days, but ultimately depends on the credit profile. We run a 180 day credit restoration program.
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HOW DID YOU DETERMINE YOUR PRICES ?We price competitively, as in our goal is to have your credit restored within 180 days. The difference is we collect payment and get to work, to get the job done so you can see faster results. You want results and as soon as possible, it’s our goal to deliver!
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CAN I APPLY FOR CREDIT CARDS, A CAR, OR A HOME WHILE IN THE CREDIT RESTORE PROCESS ?No.
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WILL TRADE-LINES SHOW UP ON ALL 3 OF MY CREDIT BUREAUS ?Not all trade-lines report to all 3 bureaus, so we can not guaranteed which bureaus trades will post to but trade-lines typically report to 2 of 3 credit bureaus.
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WILL ADDING TRADE-LINES BOOST MY CREDIT SCORE ?In majority of cases adding a trade-line will certainly boost your credit score right away! In some cases depending on the credit profile, adding a trade-line will simply improve your overall credit health, debt to income ratio and credit approval odds.
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HOW LONG WILL TRADE-LINES STAY POSTED TO MY CREDIT PROFILEA total of 60 days.
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WILL I GET CREDIT UPDATES?We work our hardest to keep each client updated via email. So please pay attention to your email for credit updates as needed.
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WHAT IS YOUR CANCELLATION POLICY?YOU ALSO HAVE 3 DAY(72 hours) TO CANCEL THIS AGREEMENT FOR A FULL REFUND. Refund request must be done in writing and sent via email (info@phoennixsolutions.com) within 72hrs to discontinue the credit consulting process. You can read and review The Fair Credit Reporting Act and the Credit Repair Organizations Act at www.ftc.gov or by writing the FTC.
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